Credit Risk Officers – Dar es salaam – Tanzania Postal Bank

POSITION OBJECTIVE
1. To Maintain Loan Portfolios of high quality. 2. To support branches
in handling defaulters.
Essential Duties and Responsibilities
 Follow up on all non-performing loans with branches through emails, visits
and calls, all received feedback should be compiled for further follow
up to,Auctioneers and Individual customers

 Follow up and monitoring of loan repayment arrangements to all branches by
ensuring that all received cash are posted and to track unfulfilled
Promises to pay feedbacks from Branches

.  Follow up to all customers with legalrepayment arrangements every month
especially those who are doing self-deposit under signed legal memorandum
of understanding agreements.

 Follow up on all defaulting customers oncharged off portfolio and deviations.
e.g deceased, skip tracing through branches.

 Ensuring that all accounts which qualify for charged off, are charged off on
time after close follow by both branches and credit risk team.
Tanzania Postal Bank is an established Bank by the Act No. 11 of 1991 as
amended by Act No. 11 of 1992. TPB is a Bank that provides competitive
financial services to our customers and creates value for our stakeholders
through innovative products.
TPB is a Bank, whose vision is “to be the leading bank in Tanzania in the
provision of affordable, accessible and convenient financial services”.
As part
of effective organizational development and management of its human capital
in an effective way, TPB commits itself towards attaining, retaining and
developing the highly capable and qualified workforce for TPB betterment and
the Nation at large.
 Rescheduling of all non performing accounts which we have started
receiving payments from the customers under special arrangement.

Identifying all first payment defaulters and sending the list to
branches for
further follow up.

 Preparing and Submitting weekly performance report
to Supervisor.

 Solving the queries and complaints which have been
escalated to you in a
professional manner.

 Close follow up on all ex-staff with outstanding
liability with the Bank.

 Ensuring targets are met on amount collected
especially on charged off
portfolio.

 Doing all work related activities that may be assigned to
you by your line
manager.

KEY PERFORMANCE INDICATORS
(i) Minimum level of impairment.
(ii) Target met on amount collected.
(iii) Minimum number of unfulfilled Promises to Pay (PTP) per month.
(iv) Ensure adherence to TPB core values.

EXPERIENCE AND KNOWLEDGE REQUIRED
Education: Bachelor degree/Advance diploma in Banking, Economics, commerce,
Business Administration, Any Social science discipline, Finance or
Accounting from any recognized University or equivalent.
Experience:

 Experience in Loans Recovery/Collections in the Financial
Industry.
Skills /Attributes:

 Collections and Recoveries.

The position will attract a competitive salary package, which include
benefits. Applicants are invited to submit their resume (indicating the
position title in the subject heading) via e-mail to:
recruitment@postalbank.co.tz . Applications via other methods will not be
considered. Applicants
need to submit only the Curriculum Vitae (CV) and the letter of
applications starting the job
advertised and the location. Other credentials will have to be submitted
during the interview for
authentic check and other administrative measures and should not in any
way be attached during
application.

Tanzania Postal Bank is an Equal Opportunity Employer and is very
committed to environmental, health and safety Management.

Tanzania Postal Bank has a strong commitment to environmental, health
and safety management. Late
applications will not be considered. Short listed candidates may be
subjected to any of the following: a
security clearance; a competency assessment; physical capability
assessment and reference checking . Please forward your applications before 4
th January 2017

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