Business Team Leader – AccessBank – Dar Es Salaam

Job Purpose
Business Team Leader is responsible for driving business results and target fulfilment amongst his/her team members. (While never compromising the professional and ethical standards of the bank).

Duties and Responsibilities
Create a weekly and monthly plan for direct marketing, disbursements, recovery, deposit raising (CASA) and compliance.
Follow-up the performance Management and ensure 100% compliance with PIP guidelines
Plan and conduct monitoring visits for analysed business and households for loan applicants and deposit
Conduct a site visit for collateral pledged to verify its legal ownership, correctness and completeness. Establish a correct and reasonable collateral value based on the market situation and
Conduct client spot checks on existing clients to ensure compliance with the Credit Procedure and to mitigate recovery actions
Act as a Chairperson of the Micro Loans Credit and Recovery Committee within the limits set by the Credit Approval Matrix
Coordinate the Branch Direct Marketing plan for all Relationship Officers
Ensure critical analysis of the presented credit proposals, make suggestion for successful recovery actions and authorize and disburse loans within the limits set by the Credit Procedures
Monitor and manage Relationship Officers portfolio’s to ensure they are complying thus repayment dates are monitored and adhered to, action on late repayments follow standard recovery procedures and proactively conduct pre and post monitoring visits to clients ensuring the clients ability to make repayments based on their financial and personal situations
Report to the Branch Manager on daily portfolio development including but not limited to: overall team portfolio quality, overdue loans, client applications, analysis process, credit proposals, individual loans and portfolio
Ensure Relationship Officers comply with all bank related policies, procedures, processes, guidelines and regulations to include but not limited to: Credit Policy and Procedures, Conditions of Employment, Employee Code of Conduct, General HR policies & Procedures and
Set an example for Relationship Officers by taking responsibility for accessing and being aware of information, policy changes, regulation changes via email, morning meetings and/or bank memos via the
Branch Notice Board
Ensure an effective working relationship with all inter-department functions to include but not limited to: Business Department, Legal Department, Human Resources, Operational branch staff, IT, Internal controls & Risk Management
Act as an on-the-job trainer and reference point to your team of Relationship Officers to correct non- performance, build team performance, and promote a culture of excellence
Conduct performance appraisals for Loan Officers
Provide support and trainings to Relationship Officers on all Credit related issues
At all times ensure the needs of the clients are being addressed in a timely, professional and respectful manner

At least first degree or equivalent qualification preferably in Banking and Finance
Minimum 2 years of functional operational experience in the banking sector
Diligent, self-committed, stable, objective, and rational personality
Excellent supervisory and open communication skills
Ability and willingness to work in a team
Excellent organizational, analytical, problem solving, presentation, and oral and written communication skills
Fluency in English and Swahili (oral and written)
Computer literacy in Word, Excel, PowerPoint and other applications
Proficient understanding of the laws and regulations of the Republic of Tanzania as it pertains to the environment in issuance of loans (e.g. Land Act, Banking and Financial Institutions Act, )

Method of Application
Applications can be made through or Human Resources Department, Head Office, Kijitonyama opposite Makumbusho village, Derm House P.O BOX 95068 DSM. DO NOT send applications more than once. Interested applicants can submit their application letter to HR Department not later than 08th August 2020.
AccessBank Tanzania is an equal opportunities employer